Archive for August, 2007

Do you participate in links requests?

There is a lot of opinions on whether you should ask other bloggers to exchange links or not. I have not personally asked any other blogger to link to me, but a couple of others have and I have obliged. For the most part my blogroll consists of bloggers that I read and I like what they are doing. One notable blog, Golbguru’s The Tao Of Making Money, I linked to for two reasons. One, he has great material. Second, he commented on several posts, which for a new blogger means a lot. Comments help drive traffic.

More established bloggers get these kinds of requests all the time because most people know that high traffic sites will not only drive traffic to your blog, but also help with Google rankings so these bloggers tend to only link to other prominent bloggers and those that they actually read.

AdesBlog has a nice article on how to write link exchange emails, but the question is, do you or have you asked for link exchanges? Do you get them and what do you do when you do get them?

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Changing themes

I’ve decided to finally change my theme here. While I really liked my previous theme, I’ve decided to get a theme that was a little more SEO friendly and would allow a bit more flexibility. My new theme is the quite popular K2 theme and has a lot of options. In its out of the box form it is a bit simple, but I will be customizing it a bit as time goes on.

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Do you consider yourself poor?

Whether you do or not, the government just might. After reading the post on TheTaoOfMakingMoney titled Interesting Facts And Confusing Thoughts About The American Poor which talks about a report from the Heritage Foundation called Understanding Poverty in America it is amazing the things that the average ‘poor’ family has. From owning a home, having amenities live TVs, DVD players, multiple cars, they don’t go hungry, and on and on.

As some of the commentors suggested, being poor can mean many things. It could mean being in a certain level of debt, or having an income level below a certain (which is what the government generally uses). The concept of being poor is also relative as to where you live. Being poor in America is a whole lot better than being poor in, say Africa. Most people equate being poor to somewhere between homeless and living on welfare.

My take is that being poor is a state of mind more than anything else. Even if you live below the poverty line — as I did once — this does not mean that you will or should always be poor. More often than not, we live at or slightly above our means. As long as you look to improve yourself and control your spending you will never be ‘poor’.

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Should you pay off all your credit cards at once?

Recently my wife and I were both laid off. I had a small amount of credit card debt that I was slowly paying off and decided to go ahead and pay them all off at once with the severance pay that I got.

What was I thinking? Well, two things primarily. First, it wasn’t a lot of money and if we need them we can still use them. Second, if I didn’t do it now it was just be that much longer before I did and hopefully it will help my credit rating that much sooner.

The real question is, was this a good idea?

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